BELOW MARKET RATE AFFORDABLE HOUSING PROGRAM

The HELP program assists middle-income first time homebuyers with incomes that are slightly higher than most down payment assistance programs will allow. This program will help households whose incomes are up to 140% of the Area Median Income (AMI) to purchase a market-rate primary residence. HELP is an equity (appreciation) share program with a deferred loan of thirty (30) years and down payment assistance of up to 10% of the purchase price. The Program Market Area covers Santa Clara County and the San Mateo County cities of East Palo Alto and Menlo Park. Visit the events calendar to see monthly scheduled workshops and HUD approved homebuyer education classes. affordable housing for sale below market rate real estate services

A down payment assistance program created by the County of Santa Clara and administered by HTSV.

This thirty (30) year deferred loan program will offer first time homebuyers up to 17% of the purchase price in down payment assistance, with a maximum total purchase price of $1,100,000. This programs has an equity (appreciation) share component in lieu of interest. Empower Homebuyers is intended to put the dream of home ownership within reach for low to moderate income people- including nonprofit workers, teachers, healthcare professionals, county employees and others- who live or work in and are trying to buy a home in Santa Clara County.

The Home Investment Partnerships Program ("HOME Program") is federally funded by the United States Department of Housing and Urban Development (HUD) to provide decent affordable housing to lower income households. The HOME Program is administered by Santa Clara County on behalf of the IUrban County cities and the Cities of Cupertino, Gilroy, and Palo Alto. Interested developers can submit an application for HOME Program funds through the Measure A NOFA.